Home loans. All the way to settlement. One connected journey.

A smarter way to compare, switch, and refinance

Compare refinance options in minutes and switch with a clearer, stronger loan position.

30+ lenders

See if your current loan still stacks up

COMPARE OPTIONS

Compare your existing loan against rates, repayments, features, lender policy, and refinance options across 30+ lenders.

Structure

Refinance for more than rate

LOAN REVIEW

Review loan structure, offset options, repayments, equity access, fixed or variable settings, and future flexibility.

No fee

Get expert review with no service fee

SPECIALIST REVIEW

Start digitally, then get a personalised refinance assessment from a Domium specialist with no obligation and no home loan service fee.

REFINANCE REVIEW

Your current loan may not be your strongest option

Refinancing is not only about finding a lower rate. The right loan structure, features, lender policy, repayments, offset setup, equity position, and future flexibility can all change the outcome. Domium helps you compare your current loan against 30+ lenders, then gives you specialist support when you want a more personalised assessment.

RatesRepaymentsEquityStructure
START REFINANCE JOURNEY
Refinance loan comparison support

What to review before refinancing

CURRENT LOAN

Current loan position

Review your rate, repayments, loan balance, fixed period, fees, features, and current lender setup.

OPTIONS

Better-fit loan options

Compare refinance options across rates, repayments, features, policy, offset, and repayment settings.

EQUITY

Equity release & Cash out

Understand available equity, valuation risk, borrowing capacity, and what a refinance may support.

COSTS

Switching costs and timing

Review discharge fees, new loan costs, timing, documents, approval conditions, and settlement requirements.

Inside your refinance journey

Compare refinance options, track documents, review equity, and keep approval and settlement steps visible.

Loan comparison

Compare rates, repayments, features, fees, and lender policy across 30+ lenders before choosing your loan.

30+ lendersLoan options

You are in control

Track approval conditions, discharge steps, documents, and settlement milestones as your refinance moves forward.

Know the numbers before you switch

Review refinance costs, fees, repayments, equity, and loan details in one place before deciding your next move.

Loan rate comparisonLoan rate comparison

Annual Rate

5.59%

Rate Type

Variable

Monthly repayment

$1,417.02

Total cost

$34,008.48

How refinancing works with Domium

A clear process to compare your current loan, review better-fit options, organise documents, and move through approval and settlement.

01

Review your current loan

Share your current loan details so Domium can review rate, repayments, features, and structure.

02

Compare refinance options

Compare loan products, rates, features, lender policy, and repayment options across 30+ lenders.

03

Get specialist assessment

A Domium specialist can review your position and explain practical refinance options with no service fee.

04

Move through settlement

Keep documents, approval conditions, lender requirements, and refinance settlement steps aligned.

START REFINANCE JOURNEY

Thinking about using equity?

A refinance can be a good time to review available equity, repayment pressure, loan structure, and lender policy before deciding whether to access funds or restructure.

Refinance questions

Clear answers about refinance options, lender comparison, equity, costs, approval, and settlement.

VIEW ALL FAQS

It can be worth reviewing refinance options when your rate, repayments, features, loan structure, equity position, or financial goals have changed.

Yes. Domium can compare rates, repayments, features, fees, and lender policy across 30+ lenders.

There may be discharge fees, new lender fees, valuation costs, government charges, and break costs for some fixed loans. Domium helps you understand these before moving forward.

Potentially. Accessing equity depends on valuation, borrowing capacity, lender policy, loan purpose, repayments, and your wider financial position.

No. Domium does not charge a home loan specialist service fee for refinance support.

No. A lender still needs to assess the full application, documents, valuation, and policy requirements before approval.

VIEW ALL FAQS
4.95/5.00

Loved by over 2,000 customers

Results that speak

Trusted by 2,000+ property buyers, investors 
and SMSF clients

Read our Google reviews
5.00

Settlement was smooth and team proactively chased all legal angles as and when required.

— Varun S.

5.00

We settled our first home with Domium and it has been an excellent experience. … They are very easy to reach and highly responsive.

— Paarth T.

5.00

Doing my refinance with Domium was such an incredibly easy and straightforward process…

— Sylie A.

5.00

More specifically, the legal services team is prompt in their services.

— Murali V.

5.00

Domium is high tech platform with a continuous one-on-one support making the whole refinancing experience easy and seamless.

— Marina S.

5.00

The platform was easy to use and provided clear information on the current status and next steps.

— Hardeep S.

5.00

Less messing about with paperwork and a quicker route to a new property. Can't recommend Domium as a business more.

— Steven M.

5.00

In the end, Domium was the only one capable of meeting my specific needs within an exceptionally tight timeframe.

— Max K.

5.00

Great service. Hassle free and best process and timely updates. This is my second experience with them.

— Srimathy K.

5.00

They explained everything clearly, kept me informed, and made the whole process much easier and less stressful.

— Alex K.

5.00

Settlement was smooth and team proactively chased all legal angles as and when required.

— Varun S.

5.00

We settled our first home with Domium and it has been an excellent experience. … They are very easy to reach and highly responsive.

— Paarth T.

5.00

Doing my refinance with Domium was such an incredibly easy and straightforward process…

— Sylie A.

5.00

More specifically, the legal services team is prompt in their services.

— Murali V.

5.00

Domium is high tech platform with a continuous one-on-one support making the whole refinancing experience easy and seamless.

— Marina S.

5.00

The platform was easy to use and provided clear information on the current status and next steps.

— Hardeep S.

5.00

Less messing about with paperwork and a quicker route to a new property. Can't recommend Domium as a business more.

— Steven M.

5.00

In the end, Domium was the only one capable of meeting my specific needs within an exceptionally tight timeframe.

— Max K.

5.00

Great service. Hassle free and best process and timely updates. This is my second experience with them.

— Srimathy K.

5.00

They explained everything clearly, kept me informed, and made the whole process much easier and less stressful.

— Alex K.

READY TO REVIEW YOUR LOAN?

Start your refinance journey with Domium

Compare your current loan against 30+ lenders, review structure and equity, and get specialist support with no home loan service fee.

Keep reviewing your home loan position

Explore related tools and pages for equity, repayments, rate changes, and borrowing power.

TOOL

Equity calculator

Estimate current equity and potential usable equity before reviewing refinance options.

USE CALCULATOR
TOOL

Rate change calculator

See how an interest rate change could affect your repayments before deciding what to do next.

CHECK RATE IMPACT
TOOL

Loan repayment calculator

Estimate repayments across loan amounts, rates, and repayment settings.

CALCULATE REPAYMENTS
HOME LOANS

Release equity

Understand how equity may support your next property or financial move.

EXPLORE EQUITY