Domium brings lending and conveyancing into one coordinated journey. Instead of working across separate providers, your loan and legal process move together, giving you clearer progress, fewer handoffs, and better visibility from start to settlement.
Frequently asked questions
Clear answers about home loans, conveyancing, tools, and how Domium works.
Common questions
Clear answers about how Domium works and what to expect from your home loan and conveyancing journey.
Yes. Domium combines home loan support with in-house conveyancing, so both parts of the process are managed together rather than separately.
Yes. Conveyancing is available as a standalone service, with clear pricing and support from our in-house legal team.
Yes. Domium supports home loan customers across Australia. For conveyancing, our in-house lawyers operate across NSW, VIC, WA, SA, QLD, and ACT.
We support first home buyers, refinancers, and property investors, including more complex scenarios such as SMSF lending.
You can start your journey online to explore your options, or begin directly with conveyancing depending on your needs.
Common questions
Answers to common questions about how the Domium journey works.
No. You can use Domium for home loans, conveyancing, or both. When both are used together, the journey is more coordinated.
Yes. You can start early to understand your borrowing position, compare options, and prepare before making an offer.
Domium’s in-house lawyers support the legal side of your purchase or sale, keeping conveyancing aligned with your loan journey.
Yes. Domium gives you visibility over key steps, documents, and updates so you can stay across the journey.
Yes. Domium supports home loan customers across Australia. For conveyancing, our in-house lawyers operate across NSW, VIC, WA, SA, QLD, and ACT.
Home loan questions
Clear answers about Domium’s home loan journey, lender comparison, specialist support, conveyancing, and service fees.
Domium helps you understand your borrowing position, compare loan options across 30+ lenders, and move through your home loan journey with digital tools and specialist support.
Domium can compare options across 30+ lenders, including rates, repayments, features, fees, and lender policy.
No. Domium does not charge a home loan specialist service fee. Conveyancing fees and disbursements are separate where applicable.
Yes. Domium has in-house conveyancing support, so loan approval, legal checks, documents, contract review, and settlement timing can stay aligned.
Yes. You can start the journey online, estimate your position, and move to specialist review when you want a more personalised assessment.
Domium supports buyers, refinancers, first home buyers, investors, SMSF property buyers, and customers who need conveyancing support.
Buying a home questions
Clear answers about borrowing power, loan comparison, approvals, conveyancing, and settlement support.
You can start online by entering your details, estimating borrowing position, and comparing loan options. A Domium specialist can then review your position when you want more personalised support.
Yes. Domium helps estimate your borrowing position and compare lender treatment across income, expenses, debts, deposit, savings, and policy requirements.
Domium can compare options across 30+ lenders, including rates, repayments, features, fees, and lender policy.
Yes. Domium has in-house conveyancing support, so your legal steps, lender requirements, documents, and settlement timing can stay connected.
No. Domium does not charge a home loan specialist service fee. Conveyancing fees and disbursements are separate where applicable.
No. A borrowing estimate is not formal approval. A lender still needs to assess your application, documents, property, valuation, and policy requirements.
First home buyer questions
Clear answers about deposits, borrowing power, loan options, documents, conveyancing, and settlement.
Start by understanding your borrowing power, deposit position, upfront costs, loan options, and documents needed before making an offer.
Yes. Domium can help estimate your borrowing position and compare lender treatment across income, expenses, debts, deposit, savings, and policy requirements.
Yes. Domium compares options across 30+ lenders, including rates, repayments, features, fees, and lender policy.
Domium can help you understand where grants, concessions, or first home buyer schemes may fit, but eligibility and rules depend on your state, property, and personal situation.
Yes. Conveyancing helps with contract review, legal checks, lender requirements, documents, and settlement. Domium provides in-house conveyancing support.
No. Domium does not charge a home loan specialist service fee. Conveyancing fees and disbursements are separate where applicable.
Refinance questions
Clear answers about refinance options, lender comparison, equity, costs, approval, and settlement.
It can be worth reviewing refinance options when your rate, repayments, features, loan structure, equity position, or financial goals have changed.
Yes. Domium can compare rates, repayments, features, fees, and lender policy across 30+ lenders.
There may be discharge fees, new lender fees, valuation costs, government charges, and break costs for some fixed loans. Domium helps you understand these before moving forward.
Potentially. Accessing equity depends on valuation, borrowing capacity, lender policy, loan purpose, repayments, and your wider financial position.
No. Domium does not charge a home loan specialist service fee for refinance support.
No. A lender still needs to assess the full application, documents, valuation, and policy requirements before approval.
Release equity questions
Clear answers about usable equity, borrowing power, lender policy, loan purpose, and refinance structure.
Releasing equity means borrowing against part of the value built up in your property. The amount available depends on property value, existing debt, lender limits, borrowing capacity, and loan purpose.
No. Lenders usually limit how much equity can be used, and you still need to meet borrowing capacity, valuation, repayment, and policy requirements.
Yes. Lenders may treat different purposes differently and may ask for supporting documents, depending on how the funds will be used.
Often, equity release is reviewed as part of a refinance or loan variation. The right path depends on your current lender, loan structure, valuation, and borrowing position.
It may. Increasing your loan balance can increase repayments, depending on the loan amount, rate, structure, term, and repayment type.
No. Domium does not charge a home loan specialist service fee. Conveyancing fees and disbursements are separate where applicable.
Construction loan questions
Clear answers about construction lending, progress payments, documents, approvals, and lender policy.
A construction loan is generally designed to fund a build in stages, with funds released through progress payments as construction milestones are reached.
Requirements vary, but lenders commonly request the building contract, plans, specifications, builder details, income documents, identification, land details, and supporting evidence.
Progress payments are staged loan drawdowns made as construction milestones are completed. Lenders may require invoices, inspections, or confirmation before each drawdown.
Yes. Construction loans can involve extra assessment around the build contract, completed valuation, builder, timeline, costings, and progress payment structure.
Yes. Domium can compare construction lending options across 30+ lenders, including policy, rates, features, progress payment requirements, and structure.
No. Domium does not charge a home loan specialist service fee. Some lender, valuation, legal, construction, or conveyancing costs may still apply.
Investor questions
Clear answers about investment loans, borrowing power, SMSF lending, equity, conveyancing, and settlement support.
Yes. Domium helps investors compare loan options, understand trade-offs, and structure finance around their property goals and lender requirements.
Potentially, yes. Domium can help you understand whether available equity, borrowing capacity, repayments, and lender policy may support your next investment move.
Yes. Domium supports SMSF property investment journeys, including SMSF lending, entity details, required documents, conveyancing coordination, and settlement steps.
Investor borrowing power can be affected by income, expenses, existing debts, rental income treatment, loan repayments, lender buffers, and your overall property portfolio.
Yes. Domium can connect investment lending with conveyancing support, helping keep contracts, documents, lender requirements, and settlement steps aligned.
Yes. Domium can help existing property owners review refinance, equity release, investment purchase, and loan structure options before they move forward.
SMSF property investment questions
Clear answers about SMSF lending, fund position, documents, conveyancing, and settlement support.
Yes. Domium can help compare SMSF lending options, organise key documents, connect conveyancing, and keep finance and settlement steps visible.
SMSF borrowing can be affected by fund balance, contributions, liquidity, rental income assumptions, repayments, lender buffers, and the fund’s wider financial position.
Requirements vary by lender, but SMSF lending commonly needs fund, trustee, identification, income, asset, liability, contract, and property documents. Domium helps keep these organised through the journey.
Yes. Domium can connect SMSF lending with conveyancing support so contract review, legal checks, lender requirements, documents, and settlement steps stay aligned.
Domium supports the lending, conveyancing, and process side of the journey. SMSF financial, tax, and investment advice should be obtained from appropriately qualified professionals.
Some SMSFs buy property using available fund cash, borrowing, or a combination of both, depending on fund position, lender requirements, and professional advice.
Common conveyancing questions
Clear answers about Domium conveyancing, pricing, supported matters, and how legal support fits into the wider property journey.
Yes. Domium conveyancing is available as a standalone service. You do not need to start a home loan journey to use conveyancing.
Yes. Domium supports conveyancing for property purchases, property sales, and contract reviews before you sign.
Yes. Domium can support investment and SMSF property matters, as well as commercial conveyancing where the matter fits our service scope.
Domium conveyancing is available in NSW, VIC, QLD, WA, SA, and ACT.
Conveyancing can include contract review, legal checks, searches, settlement preparation, communication with key parties, and support through settlement.
Disbursements are usually separate from professional fees. The pricing page explains common costs, inclusions, and exclusions before you start.
Yes. Customers who settle a home loan through Domium may be eligible for discounted conveyancing as part of the connected journey.
Property purchase conveyancing questions
Clear answers about contract review, searches, settlement, pricing, and what buyers need to know before moving forward.
Yes. A contract review before signing can help you understand key terms, risks, special conditions, cooling-off rules, and settlement obligations before you commit.
Searches depend on the property, state, and matter. They may include title, council, water, owners corporation, land tax, or other certificates and property information.
Domium coordinates legal steps, documents, searches, key parties, and settlement requirements so you understand what is happening and what is still required.
Yes. Where finance is involved, Domium can coordinate relevant settlement requirements with your lender or broker as part of the purchase process.
Domium’s standard residential purchase conveyancing professional fee is $1,500. Disbursements and additional services may apply depending on your matter.
Yes. Domium property purchase conveyancing is available as a standalone service, even if you are not using Domium for your home loan.
Property sale conveyancing questions
Clear answers about contract preparation, seller obligations, buyer requests, discharge requirements, pricing, and settlement.
It is best to start before the property is listed or before a buyer signs, so the contract of sale and required documents are ready.
Seller conveyancing can include contract preparation, vendor disclosures, certificates, buyer request management, lender discharge coordination, and settlement support.
Yes. Domium can coordinate with your agent, buyer’s representative, lender, and other key parties where required for the sale.
If the property has a mortgage, discharge requirements may need to be coordinated with your lender before settlement.
Domium’s standard residential sale conveyancing professional fee is $1,500. Disbursements and additional services may apply depending on your matter.
Yes. Domium property sale conveyancing is available as a standalone service, even if you are not using Domium for your home loan.
Contract review questions
Clear answers about when to request a review, what gets checked, pricing, timing, and what happens after review.
Ideally before you sign or before you move further with the transaction, so key terms and risks can be reviewed early.
A standard contract review may cover key terms, special conditions, settlement obligations, deposit rules, cooling-off position, and items that may need clarification.
One standard contract review is complimentary. Further standard contract reviews are $220 per review.
Yes. If you move forward, Domium can support the purchase conveyancing process from contract review through to settlement.
Yes. Domium can connect home loan support and conveyancing in one guided journey where finance is required.
Yes. You can request a contract review as a standalone service, even if you are not using Domium for the full conveyancing or home loan journey.
Pricing questions
Clear answers about fees, disbursements, contract reviews, GST, and when additional charges may apply.
No. Disbursements are third-party costs for searches, certificates, and property information. They vary depending on the property and transaction requirements.
One standard contract review is complimentary. Further standard contract reviews are $220 per review.
Additional fees apply only when extra services are required for your matter, such as commercial lease support, related party transfers, build contract review, caveats, or solicitor’s certificates.
Customers who secure and settle a home loan through Domium may be eligible for discounted conveyancing.
Fees and prices quoted are inclusive of GST where applicable, unless stated otherwise.
Tools and visibility
Questions about tracking and data.
Yes. Domium provides a clear view of your journey, including documents, milestones, and next steps.
Yes. You can explore borrowing estimates, repayment scenarios, and property insights before making decisions.
You can stay across key milestones, documents, progress updates, and next steps in your journey.
Yes. Domium’s tools help you understand your borrowing position before you move into a full loan journey.
Calculators and reports are estimates only. Final loan details depend on lender assessment and your circumstances.
No. Tools help you understand the numbers, while Domium specialists guide you through decisions and next steps.
Stamp duty calculator FAQs
Common questions about stamp duty, how estimates work, and what costs to check before you buy.
A stamp duty calculator gives you a helpful estimate based on the details you enter, but the final amount can vary depending on the property, the state or territory, concessions, and how the transaction is structured.
Yes. Stamp duty rules, thresholds, concessions, and additional fees vary across Australia, which is why the same property value can produce a different result in another state or territory.
Some first home buyers may qualify for exemptions or concessions, but eligibility depends on the state, property value, and whether the property meets the relevant criteria at the time of purchase.
You should also consider conveyancing, building and pest inspections, lender fees, registration costs, and in some cases lenders mortgage insurance. Stamp duty is only one part of the upfront cost picture.
Loan repayment calculator FAQs
Questions about how repayments are estimated and what changes can affect your result.
Your repayment is estimated using the loan amount, interest rate, loan term, repayment type, and repayment frequency you enter.
Principal and interest repayments pay down both the loan balance and interest. Interest only repayments cover only the interest for a set period, so the loan balance does not reduce during that time.
Choosing weekly, fortnightly, or monthly repayments changes how often payments are made. More frequent repayments may reduce interest over time, depending on how your lender calculates repayments.
Not directly. A repayment calculator helps you estimate what a loan may cost, but borrowing capacity depends on your income, expenses, liabilities, credit profile, and the lender’s servicing policy.
No. The calculator focuses on loan repayments. It does not include lender fees, government charges, conveyancing costs, insurance, or other upfront costs.
Equity calculator FAQs
Common questions about property equity, usable equity, property value estimates, and what to check before using equity.
The calculator uses the property address, estimated property value, and current loan amount to estimate potential equity. It can also show an indicative usable equity amount based on 80% of the estimated property value minus the loan balance.
Usable equity is the amount you may be able to access while keeping the loan within a lender’s preferred loan-to-value range. Many borrowers use 80% as a common reference point, but lender policy and your full financial position still matter.
No. Property value estimates are indicative only. A lender may require a formal valuation before approving a loan, refinance, or equity release.
Potentially, yes. Accessing equity depends on your usable equity, income, expenses, existing debts, repayments, lender policy, and the purpose of the new loan.
Use the estimate as a starting point, then speak with a lending specialist to review borrowing capacity, loan structure, repayments, and lender options.
START WITH CLARITY
Ready to make your next property move?
Buy, refinance or invest with one coordinated journey, clear next steps, and full visibility through to settlement.