Personalised assessment
Personalised assessment prepared by Domium home loan specialists, with no obligation.
Borrowing capacity
See an indicative borrowing range before moving into lender comparison or specialist review.
Know how much you can borrow
Estimate your borrowing capacity based on your income, expenses and financial position before taking the next step.
BORROWING ESTIMATE
Know your real borrowing position
Get an indicative borrowing estimate online in under 10 minutes, based on the details you provide. Move to a personalised assessment only when you want a more accurate view based on lender policy.
- Indicative borrowing estimate
- Based on real lender policy
- Specialist-led personalised assessment
What your borrowing estimate can show
Borrowing range
See an indicative borrowing estimate based on the details you provide.
Income and expenses
Understand how your income, spending, and commitments affect your borrowing position.
Specialist review
Move from an online estimate into a personalised assessment with a Domium home loan specialist.
Ready to estimate your borrowing?
Get a clearer view of what may be possible before you compare loans or move into a guided journey.
Turn your estimate into action
Use your borrowing estimate as a starting point, then move into a guided Domium journey across loan comparison, specialist review, conveyancing, and settlement support.
Guide
Lending specialists
Compare loan options, understand trade-offs, and move forward with a clearer lending strategy.
You're not alone
In-house conveyancing
Keep legal work connected to the journey with an in-house team built to move from contract to settlement.
Control
Tools + visibility
Use reports, calculators, and platform visibility to understand the numbers and stay in control.
Borrowing Capacity Calculator for home loan planning
Domium’s Borrowing Capacity Calculator helps you estimate how much you could borrow for a home loan based on your income, expenses and financial details. It is designed to give you a clearer starting point, so you can assess affordability and move forward with more certainty.
Check your estimated borrowing power
Your borrowing capacity can change based on lender policy, deposit size, income, expenses, credit commitments, and loan structure. Domium helps you review your estimate before moving into loan comparison, specialist assessment, or conveyancing support.
Tools to support your next step
Use calculators and reports to test numbers before you move forward.
Stamp Duty Calculator
Estimate stamp duty costs for a property purchase in Australia.
Income Tax Calculator
Estimate income tax, Medicare levy, and take-home pay.
Loan Repayment Calculator
Estimate repayments based on loan amount, rate, and term.
Extra Repayment Calculator
See how extra repayments may reduce interest and loan term.
Offset Account Calculator
Estimate how an offset account could reduce interest.
Equity Calculator
Estimate available equity and potential usable equity.
Results that speak
Trusted by 2,000+ property buyers, investors and SMSF clients
Read our Google reviews5.00
Settlement was smooth and team proactively chased all legal angles as and when required.
5.00
We settled our first home with Domium and it has been an excellent experience. … They are very easy to reach and highly responsive.
5.00
Doing my refinance with Domium was such an incredibly easy and straightforward process…
5.00
More specifically, the legal services team is prompt in their services.
5.00
Domium is high tech platform with a continuous one-on-one support making the whole refinancing experience easy and seamless.
5.00
The platform was easy to use and provided clear information on the current status and next steps.
5.00
Less messing about with paperwork and a quicker route to a new property. Can't recommend Domium as a business more.
5.00
In the end, Domium was the only one capable of meeting my specific needs within an exceptionally tight timeframe.
5.00
Great service. Hassle free and best process and timely updates. This is my second experience with them.
5.00
They explained everything clearly, kept me informed, and made the whole process much easier and less stressful.
5.00
Settlement was smooth and team proactively chased all legal angles as and when required.
5.00
We settled our first home with Domium and it has been an excellent experience. … They are very easy to reach and highly responsive.
5.00
Doing my refinance with Domium was such an incredibly easy and straightforward process…
5.00
More specifically, the legal services team is prompt in their services.
5.00
Domium is high tech platform with a continuous one-on-one support making the whole refinancing experience easy and seamless.
5.00
The platform was easy to use and provided clear information on the current status and next steps.
5.00
Less messing about with paperwork and a quicker route to a new property. Can't recommend Domium as a business more.
5.00
In the end, Domium was the only one capable of meeting my specific needs within an exceptionally tight timeframe.
5.00
Great service. Hassle free and best process and timely updates. This is my second experience with them.
5.00
They explained everything clearly, kept me informed, and made the whole process much easier and less stressful.
READY TO EXPLORE?
Move with more clarity
Whether you're buying, refinancing, or investing, Domium gives you the tools, support, and structure to move with confidence.