Home loan
Start Your Journey
Compare lenders, get pre-approval, and manage your full home loan journey - from first inquiry through to settlement.
Equity Calculator
Estimate your property value, current equity, and potential usable equity based on your address and loan amount.
Property value estimate
Usable equity estimate
Ready in seconds
What makes Domium different
One platform. From estimate to settlement.
Guide
Lending specialists
Compare loan options, understand trade-offs, and move forward with a clearer lending strategy.
You're not alone
In-house conveyancing
Keep legal work connected to the journey with an in-house team built to move from contract to settlement.
Control
Tools + visibility
Use reports, calculators, and platform visibility to understand the numbers and stay in control.
Related actions
Continue in the platform to compare options, track your journey, and move forward with more clarity.
Explore
Quick summary
Loan summary
View the key details of your loan, including structure, repayments, rates, and next steps.
Calculator
Extra Repayment Calculator
See how making additional repayments could reduce your loan term and lower your total interest paid.
Calculator
Offset Calculator
See how an offset account could reduce your interest and help pay off your loan sooner.
Equity calculator FAQs
Common questions about property equity, usable equity, property value estimates, and what to check before using equity.
The calculator uses the property address, estimated property value, and current loan amount to estimate potential equity. It can also show an indicative usable equity amount based on 80% of the estimated property value minus the loan balance.
Usable equity is the amount you may be able to access while keeping the loan within a lender’s preferred loan-to-value range. Many borrowers use 80% as a common reference point, but lender policy and your full financial position still matter.
No. Property value estimates are indicative only. A lender may require a formal valuation before approving a loan, refinance, or equity release.
Potentially, yes. Accessing equity depends on your usable equity, income, expenses, existing debts, repayments, lender policy, and the purpose of the new loan.
Use the estimate as a starting point, then speak with a lending specialist to review borrowing capacity, loan structure, repayments, and lender options.
Results that speak
Trusted by 2,000+ property buyers, investors and SMSF clients
Read our Google reviews5.00
Settlement was smooth and team proactively chased all legal angles as and when required.
5.00
We settled our first home with Domium and it has been an excellent experience. … They are very easy to reach and highly responsive.
5.00
Doing my refinance with Domium was such an incredibly easy and straightforward process…
5.00
More specifically, the legal services team is prompt in their services.
5.00
Domium is high tech platform with a continuous one-on-one support making the whole refinancing experience easy and seamless.
5.00
The platform was easy to use and provided clear information on the current status and next steps.
5.00
Less messing about with paperwork and a quicker route to a new property. Can't recommend Domium as a business more.
5.00
In the end, Domium was the only one capable of meeting my specific needs within an exceptionally tight timeframe.
5.00
Great service. Hassle free and best process and timely updates. This is my second experience with them.
5.00
They explained everything clearly, kept me informed, and made the whole process much easier and less stressful.
5.00
Settlement was smooth and team proactively chased all legal angles as and when required.
5.00
We settled our first home with Domium and it has been an excellent experience. … They are very easy to reach and highly responsive.
5.00
Doing my refinance with Domium was such an incredibly easy and straightforward process…
5.00
More specifically, the legal services team is prompt in their services.
5.00
Domium is high tech platform with a continuous one-on-one support making the whole refinancing experience easy and seamless.
5.00
The platform was easy to use and provided clear information on the current status and next steps.
5.00
Less messing about with paperwork and a quicker route to a new property. Can't recommend Domium as a business more.
5.00
In the end, Domium was the only one capable of meeting my specific needs within an exceptionally tight timeframe.
5.00
Great service. Hassle free and best process and timely updates. This is my second experience with them.
5.00
They explained everything clearly, kept me informed, and made the whole process much easier and less stressful.