Online
Know what you can afford before you buy
BORROWING POSITION
Estimate borrowing power online and understand your position before inspections, offers, and contract deadlines create pressure.
Turn first-home uncertainty into a clear buying plan
Turn borrowing power, grants, and loan options into a first-home plan you can act on.
START FIRST HOME JOURNEY30+ lenders
Compare more than one bank answer
LOAN OPTIONS
Domium compares loan options, rates, features, and lender policy across 30+ lenders so you can move forward with stronger clarity.
One team
Connect finance and settlement early
CONNECTED JOURNEY
Keep loan approval, documents, conveyancing, contract review, and settlement steps aligned from the start.
FIRST HOME BUYER FINANCE
Start with your numbers, not the property search
A first home purchase is easier to manage when you know your borrowing position, deposit, costs, and likely lender requirements early. Domium helps you estimate borrowing power online, compare loan options across 30+ lenders, and get specialist support before offers, contracts, and settlement deadlines create pressure.
FIRST HOME BUYER GRANTS
Are you eligible for first home buyer grant?
First home buyer grants and stamp duty concessions could save you thousands of dollars and make your first home feel more within reach. Eligibility depends on your state, property price, and situation, so check what support may apply before you buy.
Understand what first home buyer grants are available
Grants, concessions, and deposit schemes can change your upfront costs. Read the full guide to understand what support may apply across Australia before you buy.
What first home buyers should understand early
DEPOSIT
Deposit and costs
Understand deposit, savings history, stamp duty, upfront costs, and what you may need before buying.
LOANS
Your best loan options
Compare rates, repayments, features, lender policy, and loan structures suitable for first home buyers.
BORROWING
Estimate your borrowing power
Estimate what you may be able to borrow before choosing suburbs, price ranges, or properties with more confidence.
SETTLEMENT
Contract and settlement
Connect contract review, conveyancing, lender documents, approval conditions, and settlement timing early.
Inside your first home journey
Estimate borrowing, compare first loan options, track documents, and keep finance, conveyancing, and settlement steps visible.
Loan comparison
Compare rates, repayments, features, fees, and lender policy across 30+ lenders before choosing your loan.
30+ lendersLoan options
Clear loan numbers
Understand your loan numbers in one place, estimate how much you may be able to borrow, and move forward with more confidence.
You are in control
Track approval conditions, legal steps, documents, and settlement milestones as your purchase moves forward.
One journey, one team
Your home loan specialist and conveyancer work together with you, keeping finance and settlement aligned.
Annual Rate
5.59%
Rate Type
Variable
Monthly repayment
$1,417.02
Total cost
$34,008.48
How Domium supports first home buyers
A clear process to understand your position, compare loan options, prepare documents, connect conveyancing, and move towards settlement.
01
Know your position
Estimate borrowing power, deposit, upfront costs, savings history, and what may be needed.
02
Compare first loan options
Compare loan products, rates, features, repayments, and lender policy across 30+ lenders.
03
Prepare for approval
Get documents, income details, identification, savings records, and lender requirements organised.
04
Settle with support
Keep finance, contract review, conveyancing, lender conditions, and settlement timing aligned.
Found a property you like?
Before you commit, Domium can connect contract review, conveyancing, finance timing, documents, and settlement steps so you know what needs attention early.
First home buyer questions
Clear answers about deposits, borrowing power, loan options, documents, conveyancing, and settlement.
VIEW ALL FAQSStart by understanding your borrowing power, deposit position, upfront costs, loan options, and documents needed before making an offer.
Yes. Domium can help estimate your borrowing position and compare lender treatment across income, expenses, debts, deposit, savings, and policy requirements.
Yes. Domium compares options across 30+ lenders, including rates, repayments, features, fees, and lender policy.
Domium can help you understand where grants, concessions, or first home buyer schemes may fit, but eligibility and rules depend on your state, property, and personal situation.
Yes. Conveyancing helps with contract review, legal checks, lender requirements, documents, and settlement. Domium provides in-house conveyancing support.
No. Domium does not charge a home loan specialist service fee. Conveyancing fees and disbursements are separate where applicable.
Results that speak
Trusted by 2,000+ property buyers, investors and SMSF clients
5.00
We were buying our first home and felt overwhelmed at the start. Domium kept everything clear, moved quickly, and made the whole process feel far less stressful than we expected.
Result:
First home purchase completed with confidence
— Emily R.
Sydney, NSW
5.00
The communication was excellent from day one. We always knew what stage we were at, what was still outstanding, and what the next step would be.
Result:
Loan and settlement managed in one smooth journey
— James T.
Melbourne, VIC
5.00
We refinanced and finally felt like we had a structure that actually suited us. The team explained everything in plain English and made the numbers easy to understand.
Result:
Refinance completed with a clearer loan strategy
— Sarah L.
Brisbane, QLD
5.00
What stood out most was how coordinated everything felt. Instead of chasing different people, we had one team across the journey and that saved us a lot of time.
Result:
Property purchase progressed with less back and forth
— Michael P.
Adelaide, SA
5.00
We were on a tight timeline and Domium stayed on top of every detail. They were responsive, organised, and calm when things became time-sensitive.
Result:
Finance approved and settlement kept on track
— Olivia W.
Perth, WA
5.00
As investors, we wanted clarity around structure and next steps. Domium gave us practical advice, kept things moving, and made the process feel very well managed.
Result:
Investment purchase completed with stronger structure
— Nathan C.
Gold Coast, QLD
5.00
The experience felt professional without ever becoming too formal or confusing. We had confidence in the advice and felt supported the whole way through.
Result:
Home loan journey handled with clarity and support
— Chloe D.
Canberra, ACT
5.00
We had a few moving parts in our application, and Domium handled them with care. They were proactive, realistic, and easy to deal with from start to finish.
Result:
Complex application managed with clear guidance
— Ben H.
Newcastle, NSW
5.00
Domium made a process that usually feels complicated feel straightforward. We always felt informed, and nothing ever slipped through the cracks.
Result:
Purchase journey delivered with strong coordination
— Sophie M.
Hobart, TAS
5.00
From strategy through to settlement, the team was consistent, responsive, and genuinely helpful. It felt like we had people in our corner the entire time.
Result:
End-to-end journey completed with full visibility
— Daniel K.
Wollongong, NSW
READY TO BUY YOUR FIRST HOME?
Start your first home journey with Domium
Understand your borrowing position, compare first home loan options, connect conveyancing, and move forward with clearer support.
Keep planning your first home journey
Explore related pages and tools for buying, repayments, contract review, and conveyancing.
BUYING
Buy a home
Explore the broader home buying journey from borrowing power to settlement.
TOOL
Loan repayment calculator
Estimate repayments before choosing a loan amount, structure, or lender option.
LEGAL
Contract review
Review the contract before you commit and keep legal steps aligned with finance.
SETTLEMENT
Buying conveyancing
Connect legal checks, documents, lender requirements, and settlement timing when buying.