Online
Know what you can afford before you buy
BORROWING POSITION
Estimate borrowing power online and understand your position before inspections, offers, and contract deadlines create pressure.
Turn first-home uncertainty into a clear buying plan
Turn borrowing power, grants, and loan options into a first-home plan you can act on.
30+ lenders
Compare more than one bank answer
LOAN OPTIONS
Domium compares loan options, rates, features, and lender policy across 30+ lenders so you can move forward with stronger clarity.
One team
Connect finance and settlement early
CONNECTED JOURNEY
Keep loan approval, documents, conveyancing, contract review, and settlement steps aligned from the start.
FIRST HOME BUYER FINANCE
Start with your numbers, not the property search
A first home purchase is easier to manage when you know your borrowing position, deposit, costs, and likely lender requirements early. Domium helps you estimate borrowing power online, compare loan options across 30+ lenders, and get specialist support before offers, contracts, and settlement deadlines create pressure.
FIRST HOME BUYER GRANTS
Are you eligible for first home buyer grant?
First home buyer grants and stamp duty concessions could save you thousands of dollars and make your first home feel more within reach. Eligibility depends on your state, property price, and situation, so check what support may apply before you buy.
Understand what first home buyer grants are available
Grants, concessions, and deposit schemes can change your upfront costs. Read the full guide to understand what support may apply across Australia before you buy.
What first home buyers should understand early
DEPOSIT
Deposit and costs
Understand deposit, savings history, stamp duty, upfront costs, and what you may need before buying.
LOANS
Your best loan options
Compare rates, repayments, features, lender policy, and loan structures suitable for first home buyers.
BORROWING
Estimate your borrowing power
Estimate what you may be able to borrow before choosing suburbs, price ranges, or properties with more confidence.
SETTLEMENT
Contract and settlement
Connect contract review, conveyancing, lender documents, approval conditions, and settlement timing early.
Inside your first home journey
Estimate borrowing, compare first loan options, track documents, and keep finance, conveyancing, and settlement steps visible.
Loan comparison
Compare rates, repayments, features, fees, and lender policy across 30+ lenders before choosing your loan.
30+ lendersLoan options
Clear loan numbers
Understand your loan numbers in one place, estimate how much you may be able to borrow, and move forward with more confidence.
You are in control
Track approval conditions, legal steps, documents, and settlement milestones as your purchase moves forward.
One journey, one team
Your home loan specialist and conveyancer work together with you, keeping finance and settlement aligned.
Annual Rate
5.59%
Rate Type
Variable
Monthly repayment
$1,417.02
Total cost
$34,008.48
How Domium supports first home buyers
A clear process to understand your position, compare loan options, prepare documents, connect conveyancing, and move towards settlement.
01
Know your position
Estimate borrowing power, deposit, upfront costs, savings history, and what may be needed.
02
Compare first loan options
Compare loan products, rates, features, repayments, and lender policy across 30+ lenders.
03
Prepare for approval
Get documents, income details, identification, savings records, and lender requirements organised.
04
Settle with support
Keep finance, contract review, conveyancing, lender conditions, and settlement timing aligned.
Found a property you like?
Before you commit, Domium can connect contract review, conveyancing, finance timing, documents, and settlement steps so you know what needs attention early.
First home buyer questions
Clear answers about deposits, borrowing power, loan options, documents, conveyancing, and settlement.
VIEW ALL FAQSStart by understanding your borrowing power, deposit position, upfront costs, loan options, and documents needed before making an offer.
Yes. Domium can help estimate your borrowing position and compare lender treatment across income, expenses, debts, deposit, savings, and policy requirements.
Yes. Domium compares options across 30+ lenders, including rates, repayments, features, fees, and lender policy.
Domium can help you understand where grants, concessions, or first home buyer schemes may fit, but eligibility and rules depend on your state, property, and personal situation.
Yes. Conveyancing helps with contract review, legal checks, lender requirements, documents, and settlement. Domium provides in-house conveyancing support.
No. Domium does not charge a home loan specialist service fee. Conveyancing fees and disbursements are separate where applicable.
Results that speak
Trusted by 2,000+ property buyers, investors and SMSF clients
Read our Google reviews5.00
Settlement was smooth and team proactively chased all legal angles as and when required.
5.00
We settled our first home with Domium and it has been an excellent experience. … They are very easy to reach and highly responsive.
5.00
Doing my refinance with Domium was such an incredibly easy and straightforward process…
5.00
More specifically, the legal services team is prompt in their services.
5.00
Domium is high tech platform with a continuous one-on-one support making the whole refinancing experience easy and seamless.
5.00
The platform was easy to use and provided clear information on the current status and next steps.
5.00
Less messing about with paperwork and a quicker route to a new property. Can't recommend Domium as a business more.
5.00
In the end, Domium was the only one capable of meeting my specific needs within an exceptionally tight timeframe.
5.00
Great service. Hassle free and best process and timely updates. This is my second experience with them.
5.00
They explained everything clearly, kept me informed, and made the whole process much easier and less stressful.
5.00
Settlement was smooth and team proactively chased all legal angles as and when required.
5.00
We settled our first home with Domium and it has been an excellent experience. … They are very easy to reach and highly responsive.
5.00
Doing my refinance with Domium was such an incredibly easy and straightforward process…
5.00
More specifically, the legal services team is prompt in their services.
5.00
Domium is high tech platform with a continuous one-on-one support making the whole refinancing experience easy and seamless.
5.00
The platform was easy to use and provided clear information on the current status and next steps.
5.00
Less messing about with paperwork and a quicker route to a new property. Can't recommend Domium as a business more.
5.00
In the end, Domium was the only one capable of meeting my specific needs within an exceptionally tight timeframe.
5.00
Great service. Hassle free and best process and timely updates. This is my second experience with them.
5.00
They explained everything clearly, kept me informed, and made the whole process much easier and less stressful.
READY TO BUY YOUR FIRST HOME?
Start your first home journey with Domium
Understand your borrowing position, compare first home loan options, connect conveyancing, and move forward with clearer support.
Keep planning your first home journey
Explore related pages and tools for buying, repayments, contract review, and conveyancing.
BUYING
Buy a home
Explore the broader home buying journey from borrowing power to settlement.
TOOL
Loan repayment calculator
Estimate repayments before choosing a loan amount, structure, or lender option.
LEGAL
Contract review
Review the contract before you commit and keep legal steps aligned with finance.
SETTLEMENT
Buying conveyancing
Connect legal checks, documents, lender requirements, and settlement timing when buying.