Structure
Structure the loan around the build
CONSTRUCTION LOAN
Construction lending needs the right loan setup, progress payment approach, documents, valuation, and lender pathway from the start.
Construction loans structured around your build
Compare construction loan options, review lender policy, organise build documents, and move through approval and progress payments with clearer support.
30+ lenders
Compare lenders before the build starts
POLICY FIT
Different lenders treat construction contracts, builders, valuations, progress payments, and approvals differently. Domium helps compare fit.
Control
Keep finance and key steps aligned
BUILD JOURNEY
Track documents, approval conditions, construction milestones, progress payments, and settlement requirements with clearer coordination.
CONSTRUCTION FINANCE
Construction lending needs more structure than a standard purchase
Building a home brings extra moving parts: build contracts, plans, builder details, valuations, progress payments, lender policy, and approval conditions. Domium helps you compare construction loan options across 30+ lenders, understand what documents may be needed, and prepare the finance pathway before the build creates pressure.
What to understand before applying for a construction loan
BUILD
Build contract and plans
Lenders usually need the building contract, plans, specifications, builder details, and supporting documents.
PAYMENTS
Progress payments
Construction loans are often drawn down in stages as the build progresses, rather than funded all at once.
VALUATION
Valuation and lender policy
The lender may assess the land, build contract, completed value, builder, and project details before approval.
RISK
Timing and cost buffers
Construction timing, variations, cost changes, approvals, and cash flow should be considered before starting.
LENDER POLICY
The lender fit can shape the build journey
Construction loans are not assessed the same way by every lender. Builder requirements, contract type, completed valuation, progress payment rules, deposit, land position, and project timing can all change the pathway. Domium helps compare lender fit and gives you specialist support before the application moves forward.
How construction finance works with Domium
A practical process to review your build position, compare lender options, organise documents, and move through approval and progress payments.
01
Review the build position
Map land, build contract, plans, budget, deposit, loan amount, timing, and document requirements.
02
Compare lender fit
Compare lender policy, progress payment approach, valuation treatment, rates, features, and approval requirements.
03
Prepare the application
Organise contracts, plans, builder details, income documents, identification, and lender requirements.
04
Manage approval and stages
Keep approval conditions, drawdowns, documents, progress payments, and key build steps visible.
Still comparing buying or building?
If you are still deciding between an established property and building, Domium can help compare borrowing position, loan options, costs, timing, and settlement pathways.
Construction loan questions
Clear answers about construction lending, progress payments, documents, approvals, and lender policy.
VIEW ALL FAQSA construction loan is generally designed to fund a build in stages, with funds released through progress payments as construction milestones are reached.
Requirements vary, but lenders commonly request the building contract, plans, specifications, builder details, income documents, identification, land details, and supporting evidence.
Progress payments are staged loan drawdowns made as construction milestones are completed. Lenders may require invoices, inspections, or confirmation before each drawdown.
Yes. Construction loans can involve extra assessment around the build contract, completed valuation, builder, timeline, costings, and progress payment structure.
Yes. Domium can compare construction lending options across 30+ lenders, including policy, rates, features, progress payment requirements, and structure.
No. Domium does not charge a home loan specialist service fee. Some lender, valuation, legal, construction, or conveyancing costs may still apply.
Results that speak
Trusted by 2,000+ property buyers, investors and SMSF clients
Read our Google reviews5.00
Settlement was smooth and team proactively chased all legal angles as and when required.
5.00
We settled our first home with Domium and it has been an excellent experience. … They are very easy to reach and highly responsive.
5.00
Doing my refinance with Domium was such an incredibly easy and straightforward process…
5.00
More specifically, the legal services team is prompt in their services.
5.00
Domium is high tech platform with a continuous one-on-one support making the whole refinancing experience easy and seamless.
5.00
The platform was easy to use and provided clear information on the current status and next steps.
5.00
Less messing about with paperwork and a quicker route to a new property. Can't recommend Domium as a business more.
5.00
In the end, Domium was the only one capable of meeting my specific needs within an exceptionally tight timeframe.
5.00
Great service. Hassle free and best process and timely updates. This is my second experience with them.
5.00
They explained everything clearly, kept me informed, and made the whole process much easier and less stressful.
5.00
Settlement was smooth and team proactively chased all legal angles as and when required.
5.00
We settled our first home with Domium and it has been an excellent experience. … They are very easy to reach and highly responsive.
5.00
Doing my refinance with Domium was such an incredibly easy and straightforward process…
5.00
More specifically, the legal services team is prompt in their services.
5.00
Domium is high tech platform with a continuous one-on-one support making the whole refinancing experience easy and seamless.
5.00
The platform was easy to use and provided clear information on the current status and next steps.
5.00
Less messing about with paperwork and a quicker route to a new property. Can't recommend Domium as a business more.
5.00
In the end, Domium was the only one capable of meeting my specific needs within an exceptionally tight timeframe.
5.00
Great service. Hassle free and best process and timely updates. This is my second experience with them.
5.00
They explained everything clearly, kept me informed, and made the whole process much easier and less stressful.
READY TO REVIEW A BUILD?
Start your construction loan journey with Domium
Compare construction loan options, review lender policy, organise build documents, and move forward with specialist support and clearer next steps.
Keep planning your build finance options
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